SKY GEM SOLUTIONS INSIGHTS

Our Blog

Expert insights on insurance, investment strategies, financial planning, and wealth management.

Group Life Insurance, Reimagined

A practical guide to group life insurance, how employer-sponsored coverage works, who it's designed for, and how it compares to individual policies.

February 20, 2026

Employer-Owned Guaranteed Issue Life Insurance Attraction, Retention & Capital Strategy

Company ABC needed a benefit that would attract and retain highly skilled employees without permanently increasing payroll, while also creating long‑term corporate value. Traditional benefits created ongoing expense but no balance‑sheet asset and did not meaningfully differentiate the employer in a competitive labor market. In addition, traditional underwriting created participation and equity challenges for employees with medical history.

February 5, 2026

Why the Child Legacy Plan is a Game-Changer for Your Family

Hey there, parents! Have you ever thought about what would happen to your kids if something unexpected happened to you? It’s a tough thing to think about, but it’s super important. That’s where the Child Legacy Plan comes in. It’s like a superhero for your family’s future!

September 7, 2025

How ERS is Revolutionizing Retirement Planning for Modern Employees

Retirement planning can be a daunting task, filled with uncertainties and complexities. But what if there was a way to simplify the process and secure your future with just three payments? Enter the Employee Retain Sustain (ERS) retirement plan, a revolutionary approach that’s making waves in the world of retirement savings.

September 7, 2025

Unlocking the Power of Private Placement Life Insurance for High-Net-Worth Individuals

Imagine a world where your investments grow without the burden of taxes, your assets are protected from creditors, and your wealth seamlessly transfers to your heirs without hefty estate taxes. Sounds too good to be true? Welcome to the world of Private Placement Life Insurance (PPLI). This specialized insurance product is designed for high-net-worth individuals who want to maximize their wealth, protect their assets, and ensure a smooth transfer of their legacy. In this article, we’ll explore the benefits of PPLI and how it can transform your financial future.

September 7, 2025